GO Business MasterCard
PersonalBusiness
     
Go Business Rewards
Fees and charges
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 USING YOUR ACCOUNT 

Below is a summary of your interest rates, fees and charges.  For a more detailed explanation, please refer to your Conditions of Use.
Interest Rate Amount  Description 
Credit card annual
percentage rate		 Up to 19.24%  Interest rate charged on outstanding
standard MasterCard purchases (ie. non-promotional purchases) and expired balance transfers.
Standard annual percentage rate 23.99% Interest rate charged on an expired promotional purchase (ie. after the interest free period has expired)
Cash annual percentage rate Up to 23.99%  Interest rate charged on outstanding cash advances. 
Services Fees Amount  Description 
Annual fee $40  This fee is charged annually.
Account service fee $2.95  Charged monthly if the outstanding balance is greater than $10. Not charged if balance is standard MasterCard (ie. non-promotional) purchases only.
Replacement card fee $10  When you or the additional cardholder request a replacement card when any card is lost, stolen or damaged. 
Additional cardholder annual fee $25 This is an annual fee for each additional card issued on the account. 
Late and
dishonour fees 		 Amount  Description 
Over-limit fee $5 This is charged if your balance exceeds your credit limit. This fee is only charged once in each statement period.
Late fee $25  This fee is charged if you do not pay any amount that is due and payable (e.g. your minimum monthly payment) by the due date. 
Cash Fees Amount  Description 
Cash advance fee Greater of 2% of the cash advance or $1.95  Charged when you withdraw cash (if the cash advance is made by direct debit this fee won't exceed $20)
International Fees Amount  Description 
International cash access fee $4.00 + cash advance fee Charged when you withdraw cash overseas from an ATM.
International counter transaction fee $5.00 + cash advance fee Charged when you withdraw cash overseas other than from an ATM.
International transaction fee 3% Charged when you make a transaction outside of Australia or the merchant is outside Australia.
Payment Fees Amount  Description 
Payment handling fee $1.50 Charged for each payment made at Australia Post. 

These fees are effective April 2008.

For more information about GO Business MasterCard, please call 1300 361 958.

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(ABN 42 008 583 588) trading as GE Money, of 572 Swan Street Richmond Victoria 3121 Australia.