Interest Free and Buy Now Pay Later available all year round - that's a smart way to shop!

From furniture and electrical to home improvements, GO MasterCard is the key to having all those big-ticket purchases for your home sooner rather than later. And all are available on interest free!

How it works

GO MasterCard works just like other credit cards, in that you are provided with an available credit limit. Unlike most other credit cards however, GO MasterCard gives you access to extended Interest Free and Buy Now, Pay Later promotions all year-round – no need to re-apply.

There are several interest free promotions available with your GO MasterCard, depending on where you’re shopping. The two most common types of promotions available are:

Buy Now Pay Later

With a Buy Now, Pay Later promotion, you can buy what you want today and you are not required to make any repayments during the interest free period. (eg. pay nothing for 3, 6, 12, 24 months). You can choose to pay the outstanding balance in full on your purchase before the interest free period ends, and you won’t pay any interest on that purchase.

'Interest Free'

Unlike the Buy Now Pay Later option, you are required to make minimum monthly payments during the interest free period. (eg. payments required over 6, 12, 18, 24 months interest free period). The minimum amount required each month is either 3% of the outstanding balance of your account or $25 - whichever is greater, and will appear on your monthly statement. You’ll need to make more than the minimum monthly payment during the interest free period to avoid paying interest on your purchase.