GO Mastercard

Buyer's Protection insurance
for existing policy holders

Note, we are not currently issuing new policies

Our handy cover to protects the things you buy in Australia using your GO Mastercard. It can give you protection from your item moving to a lower price and could protect your repayments in times of need. It’s designed for people aged 18-64.

It’s simple, there is no claims excess and all benefits are paid directly to your card.

Price Protection

Covers eligible GO Mastercard purchases available at the same retailer or another Australian retailer at lower prices.

Coverage up to:

  • 12 months from purchase

  • $1,000 per item

  • $5,000 in any 12 months

Some purchases and lower prices are not covered. Click here for details.

Merchandise Protection

Covers your eligible GO Mastercard purchases from risk of loss, theft or damage.

Coverage up to:

  • 12 months from purchase

  • $2,000 per item

  • $10,000 in any 12 months

Also if your GO Mastercard card is reported stolen, we'll pay $200 under our stolen card cover.

Some purchases and situations are not covered. Click here for details.

Life, Disability, Involuntary Unemployment Cover, Critical Illness

Covers the risk of unexpected job loss or disability that prevents you from working.


  • After 30 days not working

  • 10% of balance owing up to $1,000 monthly

Also covers the risk of your death or having one of six specified critical illnesses (balance owing to $20,000).

The number of monthly benefits are capped per event and some pre-existing medical conditions aren’t covered.

Some exclusions apply.

Life: Click here for details.
Critical Illness: Click here for details.
Disability: Click here for details.
Involuntary Unemployment: Click here for details.

Terms, conditions and some exclusions apply. For further details please read the combined Financial Services Guide, Product Disclosure Statement and Policy (PDS).

Product details

Monthly premium

Costs 1% of your monthly closing balance and is billed to your statement (capped at $50 per month).
For example: A closing balance of $2,000 costs $20 for that month.

Cancellation of your policy

If you change your mind, you can cancel at any time and if in the first 30 days we’ll refund any premiums paid.

Any advice on this website is general advice and may not be right for you. It does not take into account your personal objectives, financial situation or needs.

Buyer’s Protection is issued by Hallmark General Insurance Company Ltd. ABN 82 008 477 647 AFSL 243478 and Hallmark Life Insurance Company Ltd. ABN 87 008 446 884 AFSL 243469. Hallmark General and Hallmark Life are part of the Latitude group. Hallmark General is a subscriber to the General Insurance Code of Practice. Click here to access a copy of the Code. Hallmark Life is a subscriber to the Life Insurance Code of Practice. Click here to access a copy of the Code.