GO Mastercard

Buyer’s Protection Insurance

Cover for your GO Mastercard purchases

Cover Features

Buyer’s Protection Insurance gives you the security that you could meet your GO Mastercard monthly repayments if your income stopped and you were unable to work due to illness, injury, or involuntary unemployment.

It also provides cover against loss or damage for the things you buy, even against certain price reductions.

Cover for the things you buy

Price Protection

Price Protection

Never miss out on a sale again. If you buy something with your GO Mastercard and you see its dropped in price at the same retailer anytime in the first 6 months after you bought it, we’ll pay the difference in price back onto your card. So the more you claim the more you can save.

Merchandise Protection

Merchandise Protection

Cover the things you buy on your card if it’s lost, stolen or damaged within 6 months of purchase, we'll pay the repair or replacement costs to your account.

Cover for your account

Stolen Card Protection

Stolen Card Protection

Claim $200 to your account if your GO Mastercard card is stolen - just for the inconvenience.

Repayment Cover

Repayment Cover

Pays 10% of your monthly closing balance up to $1,000 per month for up to three years or until you return to work, if you can’t work due to sickness or injury.

Life and Critical Illness Cover

Life and Critical Illness Cover

If you were to become critically ill, disabled or pass away we'll pay the balance in full – up to $20,000.

What’s the cost?

Enjoy the peace of mind of Price Protection and more for 0.8% of your monthly closing balance, up to a maximum of $50 a month. That’s it, you’ll never pay more than that. It’s automatically debited to your card account, so there aren’t any hidden or extra bills to pay and you’ll see the premium on your statement.

Examples of insurance premiums:

You only pay Your monthly closing balance Your monthly premium


of your monthly closing balance(each month) capped at a maximum premium of $50 per month

Nil Nil
$2000 $16
$3000 $24
$7000 $50
$10,000 $50
Find out all the ins and outs of Buyer's Protection Insurance

Ready for Buyer's Protection Insurance?

New Customers

Add Buyer's Protection Insurance when you apply for your GO Mastercard online.

Existing Customers

Add Buyer’s Protection Insurance to your account online (log in to the Online Service Centre) or call us on 1300 462 273.

Need to make a claim?

Making a claim for Buyer's Protection Insurance is straight forward. Depending on the nature of the claim, you can complete a claim online, or download and send in a claim form.

Buyer’s Protection is issued by Hallmark General Insurance Company Ltd. ABN 82 008 477 647 AFSL 243478 and Hallmark Life Insurance Company Ltd. ABN 87 008 446 884 AFSL 243469. Any advice on this website does not take into account your personal objectives, financial situation or needs. You should consider the appropriateness of the advice having regard to your objectives, financial situation and needs, and read the relevant Product Disclosure Statement (PDS) before deciding whether to purchase this product.