Make it yours with a 0% Interest Payment Plan

0% interest Payment Plans year-round

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Interest Free

0% Interest Payment Plans are the clever way to pay.

Some purchases just can’t wait. GO Mastercard’s range of 0% Interest Payment Plans means you don’t have to, with flexible payment options that allow you to enjoy the things you need now.

Whether it’s for white goods, furniture, appliances or electronics, 0% Interest Payment Plans are designed with different options so there are no nasty surprises at the end of your 0% interest period, provided you pay the full balance of your purchase before the end of the promotional period.

You have the flexibility to make extra repayments at any time to reduce your balance and interest is only calculated on any remaining balance at the end of your 0% interest period – and not backdated.

Find out how to pay it on a plan with 0% interest.

There are three plans available

Find out how to pay it on a plan with 0% interest.

There are three 0% Interest Payment Plans.

  • Interest free

    I want to pay minimum monthly payments, but chip in extra where I can

    • Minimum monthly + Flexible Payments

    You need to make a minimum payment each month. Remember, paying only the minimum monthly payment will not pay out the balance of the plan early, but you have the flexibility to make extra payments at any time. Plans start from 6 months.

    Provided the total balance of your purchase is paid before the end of the 0% interest period, you will not pay any interest on any of these plans on your purchase.1

  • Buy now, pay later

    I want to pay when it suits me

    • One lump Payment

    You don't need to make any payments during the promotional period. However, you can make payments at any time. Plans start from 3 months.

    Provided the total balance of your purchase is paid before the end of the 0% interest period, you will not pay any interest on any of these plans on your purchase.1

  • Instalment interest free

    I want to keep it simple and pay the same amount every month

    • Equal monthly Payments

    With equal monthly payments, you'll know exactly how much to pay each month. Plans vary and are only available during select promotional periods.

    Provided the total balance of your purchase is paid before the end of the 0% interest period, you will not pay any interest on any of these plans on your purchase.1



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  • Get a response in 60 seconds

  • If approved, start shopping now

Minimum purchase amount for 0% Interest Payment Plans Show more

This varies, depending on the promotion, but generally starts at $300.Visit our online retailers or talk to the salesperson in store to find out more.

Making multiple 0% interest purchasesShow more

You can have multiple 0% Interest Payment Plans at any one time,up to your available credit limit. To make a purchase using a 0% Interest Payment Plan in-store, just present your GO Mastercard or your driver's licence at any participating retailer.

To shop online all you’ll need is your GO Mastercard number or account number (found on your statement or via the online service centre).

Terms and Conditions: Approved applicants only. Conditions, fees and charges apply. See in-store or product websites for details. Credit provided by Latitude Finance Australia (ABN 42 008 583 588), Australian Credit Licence number 392145.

1 Interest applies if you do not comply with the terms and conditions.