Everyday use

Everyday Use

You can use your GO MasterCard at thousands of retailers for whitegoods, electronics, groceries and more.

Activating your card

For security reasons, you will need to activate your card before you start using it. Once you’ve received your PIN in the mail (a few days after your receive your card), call 1300 004 646 to activate. You can now enjoy smarter shopping.

Once activated, you can use our Online Service Centre to manage your account.

Making everyday credit card purchases

Use your GO MasterCard anywhere in the world that accepts MasterCard.

To take advantage of up to 62 days interest free on everyday credit card purchases, you must pay the full balance of the account (excluding unexpired 0% interest promotional plans) both for the statement before the purchases were made, and for the statement on which the purchases are listed.

Making 0% Interest Payment Plan purchases

To make a 0% Interest Payment Plan purchase, present your GO MasterCard or driver's licence at any participating retailer. You can then purchase up to your available credit limit.

Be sure to visit the GO store locator to find a store near you.

Online Service Centre

We have been making some exciting changes to the Online Service Centre and you'll notice that it's become easier to use with better features. Some of the changes you'll see include:

  • Being able to view pending transactions immediately, without a delay
  • Our website is designed to adjust to any device - mobile, tablet or PC. Making it easier to read and navigate

As we make these improvements, rest assured that your account security is still our primary focus.

Need to register for the GO MasterCard Online Service Centre?

Register now

Accessing cash

You can access cash with your GO MasterCard from any ATM displaying the MasterCard or Cirrus logo. Please note, cash advances will be charged interest from the day of the withdrawal. Cash advances are also subject to a fee of 3% or $3.00, whichever is greater.

Overseas cash withdrawals

You can easily access cash overseas using your GO MasterCard. When withdrawing cash overseas, your account will be debited for the amount in Australian dollars at that day's exchange rate. This is a much more convenient alternative to traveller's cheques or currency exchange vendors. Interest on cash advances is charged from the date of withdrawal. Fees and charges will apply.